Retirement Planning.

Saving for retirement is not just setting money aside for retiring but having the distributions for an enjoyable care-free retirement. Let’s schedule an appointment to understand what we can do for you.

401k / Roth / IRA

Did you know that you can have both a 401(k) and a Roth IRA at the same time? Contributing to both is not only allowed but can be an effective savings strategy for retirement. There are, however, some income and contribution limits that determine your eligibility to contribute to both types of accounts. Schedule an appointment with us now to talk about your desired contribution strategy… don’t have one yet? We can help!


No matter what your retirement dream looks like, it’s going to take money to turn those dreams into a reality. After all, those classic cars and your dream getaways aren’t getting any cheaper. So the more you know about your options for retirement saving, the better.

Your 401(k) and Roth IRA are two of the most powerful tools you can use to save for retirement. You might be a little familiar with both terms, but what are they exactly? And which one will best help you save for retirement? Let’s start with the basics:

  • A Roth IRA is an account that allows you to save a certain amount each year for retirement. But what makes a Roth IRA one of the best retirement savings options is that it includes tax-free growth and tax-free withdrawals once you retire.
  • A 401(k) is a retirement savings plan that’s sponsored by an employer. With a traditional 401(k), employees decide how much of their paychecks to invest automatically in their accounts. The money you put in is tax-deferred, meaning you won’t pay income taxes on that money . . . yet. But years from now, when you retire and start pulling from your 401(k) savings, those withdrawals will be taxed at whatever the income tax rate is when you take it out.

The truth is, a Roth IRA and a traditional 401(k) are both great ways to build wealth for retirement, but it’s important to know their differences and how they work together. So let’s schedule an appointment to break down the pros and cons of both retirement savings options and see which one works best for you. (Hint: It could be both.) We are ready to help you retire in style – so what are you waiting for? Our direct line is 1 (800) 501-2573 to speak with an experienced team member to get the ball rolling!